Terms of Use

By accessing and using varionexuda's website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, you must discontinue use of our platform immediately.

These terms constitute a legally binding agreement between you and varionexuda, a Canadian corporation operating from 110 Dogwood Dr, Anmore, BC V3H 5G1, Canada. Your continued use of our services indicates your ongoing acceptance of these terms and any future modifications.

varionexuda provides an online platform focused on income budgeting education and financial literacy tools. Our services include educational content, budgeting calculators, learning resources, and community features designed to help users develop better financial management skills.

As a user of varionexuda's platform, you agree to use our services responsibly and in accordance with all applicable laws. You are solely responsible for all activities that occur under your account and for maintaining the confidentiality of your login credentials.

To access certain features of our platform, you may be required to create an account. You must provide accurate, current, and complete information during registration and keep your account information updated. You are responsible for safeguarding your password and all activities under your account.

All content, features, and functionality on varionexuda's platform, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, and software, are owned by varionexuda or its licensors and protected by Canadian and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our platform without our prior written consent, except as permitted for personal, non-commercial use.

Your privacy is important to us. Our collection, use, and disclosure of personal information is governed by our Privacy Policy, which forms an integral part of these Terms of Use. We comply with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).

varionexuda provides educational and informational content about budgeting and financial management. Our platform is not intended to provide professional financial advice, investment recommendations, or guarantees of financial success. All information is provided for educational purposes only.

We make no warranties or representations about the accuracy, completeness, or suitability of any information on our platform. Your use of our services and any decisions you make based on our content are at your own risk and discretion.

To the maximum extent permitted by applicable law, varionexuda shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our services.

In no event shall varionexuda's total liability to you for all damages exceed the amount you have paid us for use of our services in the twelve months preceding the claim, or 0 CAD, whichever is greater.

Either party may terminate this agreement at any time. You may stop using our services and delete your account. We may suspend or terminate your access to our services at our discretion, including for violations of these terms or for any other reason we deem appropriate.

Upon termination, your right to use our services will cease immediately. Provisions that by their nature should survive termination shall remain in effect, including intellectual property rights, disclaimer of warranties, and limitation of liability.

These Terms of Use are governed by and construed in accordance with the laws of British Columbia, Canada, without regard to conflict of law principles. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of British Columbia.

Before pursuing formal legal action, both parties agree to attempt to resolve disputes through good faith negotiation. If resolution cannot be reached within 30 days, disputes may be submitted to binding arbitration in accordance with the rules of the British Columbia International Commercial Arbitration Centre.

varionexuda reserves the right to modify these Terms of Use at any time. We will notify users of material changes by posting the updated terms on our website and updating the "Last Updated" date. Your continued use of our services after such modifications constitutes acceptance of the updated terms.

We encourage you to review these terms periodically to stay informed about your rights and obligations. If you disagree with any changes, you must discontinue use of our services.